# FAQs ## Personal Billing Is my credit card information secure? - Yes. All credit card processing is handled through Stripe, and your card information is never sent to, or stored on, our servers. What kind of payments do you accept? - Through Stripe, we accept any major credit card including American Express, Discover, Mastercard, and Visa. Is there a free trial? - Yes. Every new account has 14 days to try out the platform. When will I be charged? - After entering your card details, your card will be charged for the initial 30-day billing cycle. Can I upgrade / downgrade anytime? - Yes. You can easily adjust your plan and update through the Billing settings. How do I cancel my account? - To cancel, send an email to support@stoplight.io and we will take care of the rest. Do you accept payments other than credit card? - Yes. For certain business plans, we can set up a custom net terms plan. Please send an email to support@stoplight.io. ## Organization Billing Is my credit card information secure? - Yes. All credit card processing is handled through Stripe, and your card information is never sent to, or stored on, our servers. What kind of payments do you accept? - Through Stripe, we accept any major credit card including American Express, Discover, Mastercard, and Visa. Is there a free trial? - Yes. Every new account has 14 days to try out the platform. When will I be charged? - After entering your card details, your card will be charged for the initial 30-day billing cycle. Who counts as a team member vs. a guest? - Team members have full functionality while guests only have read-only access. Can I upgrade / downgrade anytime? - Yes. You can easily adjust your plan and update through the Billing settings. How do I cancel my account? - To cancel, send an email to support@stoplight.io and we will take care of the rest. Do you accept payments other than credit card? - Yes. For certain business plans, we can set up a custom net terms plan. Please send an email to support@stoplight.io. As I add team members, will my billing automatically adjust? - Yes. Once you go past the minimum number of members allotted for your plan, each new member will be added to your monthly bill at a prorated rate. Do you have annual pricing? - Yes. If you are interested in annual pricing, which comes with a 10% discount, please send an email to support@stoplight.io for more info. Can I buy a multi-year subscription? - Yes. Please send an email to support@stoplight.io for more info and we can quote a custom plan. Do you have any discounts for open source, non-profits. or educational institutions? - Yes. Please send an email to support@stoplight.io for more info. To provide the discount, we will ask for more information based on the type of discount.