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# FAQs
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## Personal Billing
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Is my credit card information secure?
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- Yes. All credit card processing is handled through Stripe, and your card information is never sent to, or stored on, our servers.
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What kind of payments do you accept?
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- Through Stripe, we accept any major credit card including American Express, Discover, Mastercard, and Visa.
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Is there a free trial?
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- Yes. Every new account has 14 days to try out the platform.
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When will I be charged?
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- After entering your card details, your card will be charged for the initial 30-day billing cycle.
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Can I upgrade / downgrade anytime?
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- Yes. You can easily adjust your plan and update through the Billing settings.
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How do I cancel my account?
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- To cancel, send an email to support@stoplight.io and we will take care of the rest.
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Do you accept payments other than credit card?
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- Yes. For certain business plans, we can set up a custom net terms plan. Please send an email to support@stoplight.io.
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## Organization Billing
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Is my credit card information secure?
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- Yes. All credit card processing is handled through Stripe, and your card information is never sent to, or stored on, our servers.
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What kind of payments do you accept?
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- Through Stripe, we accept any major credit card including American Express, Discover, Mastercard, and Visa.
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Is there a free trial?
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- Yes. Every new account has 14 days to try out the platform.
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When will I be charged?
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- After entering your card details, your card will be charged for the initial 30-day billing cycle.
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Who counts as a team member vs. a guest?
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- Team members have full functionality while guests only have read-only access.
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Can I upgrade / downgrade anytime?
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- Yes. You can easily adjust your plan and update through the Billing settings.
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How do I cancel my account?
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- To cancel, send an email to support@stoplight.io and we will take care of the rest.
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Do you accept payments other than credit card?
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- Yes. For certain business plans, we can set up a custom net terms plan. Please send an email to support@stoplight.io.
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As I add team members, will my billing automatically adjust?
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- Yes. Once you go past the minimum number of members allotted for your plan, each new member will be added to your monthly bill at a prorated rate.
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Do you have annual pricing?
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- Yes. If you are interested in annual pricing, which comes with a 10% discount, please send an email to support@stoplight.io for more info.
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Can I buy a multi-year subscription?
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- Yes. Please send an email to support@stoplight.io for more info and we can quote a custom plan.
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Do you have any discounts for open source, non-profits. or educational institutions?
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- Yes. Please send an email to support@stoplight.io for more info. To provide the discount, we will ask for more information based on the type of discount.
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